First Central I-Score

Get credit ratings for individuals

GET: https://api.creditchek.africa/v1/credit/firstCentral-Iscore?bvn=12345678901

Sample request BVN: 12345678901 and 98765432101

Request Parameters

Name	Position	Required	Description
token	Headers	True	app public key
bvn	query	True	user bvn

Example Request

---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/firstCentral-Iscore?bvn=12345678901' \
--header 'token: {{token}}'
---

Response

{
  "status": true,
  "data": {
    "_id": "62a4c8xxxxxxxxxx34f596ce",
    "bvn": "12345678901",
    "customerId": "556xxxx67",
    "businessId": "6289xxxxxxxx13f4d10f",
    "name": "John Doe",
    "phone": "081123467890",
    "gender": "Male",
    "dateOfBirth": "12/05/1988",
    "address": "49 Afolobi Brown Street Akoka Yaba Lagos",
    "email": "",
    "searchedDate": "2022-07-06T08:42:04.499Z",
    "score": {
      "totalConsumerScore": "697",
      "description": "MEDIUM RISK",
      "totalAccounts": "45",
      "scoreDate": "07/01/2023",
      "noOfAcctScore": "55/55",
      "totalaccountinGoodcondition": "39",
      "totalaccountinBadcondition": "6",
      "totalOutstandingDebt": "280,567.00",
      "totalAccountarrear": "7",
      "totalAmountOverdue": "278,734.00",
      "repaymentHistoryScore": "170/192",
      "totalAmountOwedScore": "49/165",
      "typesOfCreditScore": "40/55",
      "lengthOfCreditHistoryScore": "83/83",
      "totalForeignOutstandingDebt": "0.00",
      "totalForeignAccounts": "0",
      "firstCentralEnquiryResultID": "32867431",
      "firstCentralEnquiryEngineID": "34525076"
    }
  },
  "message": "Request successful",
  "error": false
}

No credit data found for the bvn

{
  "status": false,
  "message": "No credit data available for this borrower",
  "error": true,
  "data": {}
}